Simple, transparent, and built for everyone

Choose the plan that fits your financial goals—no hidden fees, just smart payment processing.

Icon

Most Popular

Interchange Plus (IC+)

Growing businesses, scaling volume, cost optimization.

IC+0.40%

per txn

Icon

Most transparent pricing model

Icon

Lower effective rates at scale

Icon

Pass-through pricing

Icon

Full merchant account control

Icon

Optimized for high-ticket merchants

Icon

Pricing starting at IC +40bps. Rates can vary depending on risk profile.

Icon

Most Popular

Interchange Plus (IC+)

Growing businesses, scaling volume, cost optimization.

IC+0.40%

per txn

Icon

Most transparent pricing model

Icon

Lower effective rates at scale

Icon

Pass-through pricing

Icon

Full merchant account control

Icon

Optimized for high-ticket merchants

Icon

Pricing starting at IC +40bps. Rates can vary depending on risk profile.

Icon

Most Popular

Interchange Plus (IC+)

Growing businesses, scaling volume, cost optimization.

IC+0.40%

per txn

Icon

Most transparent pricing model

Icon

Lower effective rates at scale

Icon

Pass-through pricing

Icon

Full merchant account control

Icon

Optimized for high-ticket merchants

Icon

Pricing starting at IC +40bps. Rates can vary depending on risk profile.

Icon

Most Popular

Flat Rate

Good for simplicity, startups,
merchants of all sizes

2.95%

per txn

Icon

Simple, predictable pricing

Icon

No hidden fee structures

Icon

Easy reconciliation & forecasting

Icon

Fast onboarding

Icon

Accept all card types at one rate

Icon

Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.

Icon

Most Popular

Flat Rate

Good for simplicity, startups, merchants of all sizes

2.95%

per txn

Icon

Simple, predictable pricing

Icon

No hidden fee structures

Icon

Easy reconciliation & forecasting

Icon

Fast onboarding

Icon

Accept all card types at one rate

Icon

Accept all card types at one rate

Icon

Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.

Icon

Most Popular

Flat Rate

Good for simplicity, startups, merchants of all sizes

2.95%

per txn

Icon

Simple, predictable pricing

Icon

No hidden fee structures

Icon

Easy reconciliation & forecasting

Icon

Fast onboarding

Icon

Accept all card types at one rate

Icon

Accept all card types at one rate

Icon

Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.

tdesign

Savings

Cash Discounting

Great for businesses wanting to eliminate processing costs

0%

per txn

Icon

$0 processing fees — customers cover card cost at checkout

Icon

Immediate margin increase

Icon

Compliant surcharge/cash discount model

Icon

Dual pricing display

Icon

Works across POS + terminals

Icon

Works across POS + terminals

Icon

0% is an average and this pricing model gets near zero fees on average, but not guaranteed.

tdesign

Savings

Cash Discounting

Great for businesses wanting to eliminate processing costs

0%

per txn

Icon

Near $0 processing fees — customers cover card cost at checkout

Icon

Immediate margin increase

Icon

Compliant surcharge/cash discount model

Icon

Dual pricing display

Icon

Works across POS + terminals

Icon

Works across POS + terminals

Icon

0% is an average and this pricing model gets near zero fees on average, but not guaranteed.

tdesign

Savings

Cash Discounting

Great for businesses wanting to eliminate processing costs

0%

per txn

Icon

Near $0 processing fees — customers cover card cost at checkout

Icon

Immediate margin increase

Icon

Compliant surcharge/cash discount model

Icon

Dual pricing display

Icon

Works across POS + terminals

Icon

Works across POS + terminals

Icon

0% is an average and this pricing model gets near zero fees on average, but not guaranteed.

Banner Bg

Compare features by plan

Compare features by plan

Easily explore differences between all available plans, compare features side by side, and find the perfect match for your needs.

Easily explore differences between all available plans, compare features side by side, and find the perfect match for your needs.

Feature
Interchange Plus
cil

Pricing Structure

Cost (Interchange) + 0.40%

icon-park-solid

Cost Predictability

Varies each month by
card type

mdi

Statement Transparency

Fully transparent

material-symbols

Best For

Scaling / high-volume

material-symbols

Customer Support

24/7

uil

Setup Complexity

Moderate

mdi

Savings Potential

Optimized as volume grows

Feature
Flat Rate
cil

Pricing Structure

Fixed % per transaction

icon-park-solid

Cost Predictability

Very predictable

mdi

Statement Transparency

Simple but blended

material-symbols

Best For

Startups / low volume

material-symbols

Customer Support

24/7

uil

Setup Complexity

Easy

mdi

Savings Potential

Fixed pricing, no optimization needed

Feature
Interchange Plus
Flat Rate
Cash Discounting
cil

Pricing Structure

Cost (Interchange) + 0.40%

Fixed % per transaction

Dual pricing (cash vs card)

icon-park-solid

Cost Predictability

Varies each month by
card type

Very predictable

Predictable (near $0 fees)

mdi

Statement Transparency

Fully transparent

Simple but blended

Transparent to customer

material-symbols

Best For

Scaling / high-volume

Startups / low volume

Cost-elimination focused merchants

material-symbols

Customer Support

24/7

24/7

24/7

uil

Setup Complexity

Moderate

Easy

Moderate (training required)

mdi

Savings Potential

Optimized as volume grows

Fixed pricing, no optimization needed

Eliminates processing
fees entirely

Most Popular

Feature
Cash Discounting
cil

Pricing Structure

Dual pricing (cash vs card)

icon-park-solid

Cost Predictability

Predictable (near $0 fees)

mdi

Statement Transparency

Transparent to customer

material-symbols

Best For

Cost-elimination focused merchants

material-symbols

Customer Support

24/7

uil

Setup Complexity

Moderate (training required)

mdi

Savings Potential

Eliminates processing
fees entirely

Feature
Interchange Plus
Flat Rate
Cash Discounting
cil

Pricing Structure

Cost (Interchange) + 0.40%

Fixed % per transaction

Dual pricing (cash vs card)

icon-park-solid

Cost Predictability

Varies each month by
card type

Very predictable

Predictable (near $0 fees)

mdi

Statement Transparency

Fully transparent

Simple but blended

Transparent to customer

material-symbols

Best For

Scaling / high-volume

Startups / low volume

Cost-elimination focused merchants

material-symbols

Customer Support

24/7

24/7

24/7

uil

Setup Complexity

Moderate

Easy

Moderate (training required)

mdi

Savings Potential

Optimized as volume grows

Fixed pricing, no optimization needed

Eliminates processing
fees entirely

Most Popular

Frequently asked questions

Find quick answers to common questions about using Fintiq, security, transfers, savings, and more.

Frequently asked questions

Find quick answers to common questions about using Fintiq, security, transfers, savings, and more.

Are there any hidden fees?

Minus
Minus

No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.

Can I send money internationally?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

What banks or wallets can I connect?

Minus
Minus

Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.

How can I get support if I need help?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

Are there any hidden fees?

Minus
Minus

No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.

Can I send money internationally?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

What banks or wallets can I connect?

Minus
Minus

Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.

How can I get support if I need help?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

Are there any hidden fees?

Minus
Minus

No. Fintiq is fully transparent. You’ll see all applicable fees upfront, and we strive to keep costs low or free where possible.

Can I send money internationally?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

What banks or wallets can I connect?

Minus
Minus

Start by assessing your budget, checking your loan eligibility, and getting pre-approved for financing.

How can I get support if I need help?

Minus
Minus

I offer UI/UX design, web development, and branding to craft stunning digital experiences tailored to your goals.

Background

Your journey to business success starts here

Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.

Background

Your journey to business success starts here

Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.

Background

Your journey to business success starts here

Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.

Logo

Manage payments effortlessly—point-of-sale, payment terminals, gateway, and omni-channel payments anywhere.

LYNQD is an independent reseller of NMI Payment Gateway and Authorize.Net. LYNQD is not affiliated with or owned by these providers. Merchant accounts and payment processing services are provided through LYNQD’s acquiring bank and payment processing partners. All trademarks are the property of their respective owners

Newsletter

Get the latest Lynqd news, money tips, and updates delivered to your inbox.

Email

2026 ©LYNQD LLC. All rights reserved.

Logo

Manage payments effortlessly—point-of-sale, payment terminals, gateway, and omni-channel payments anywhere.

LYNQD is an independent reseller of NMI Payment Gateway and Authorize.Net. LYNQD is not affiliated with or owned by these providers. Merchant accounts and payment processing services are provided through LYNQD’s acquiring bank and payment processing partners. All trademarks are the property of their respective owners

Newsletter

Get the latest Lynqd news, money tips, and updates delivered to your inbox.

Email

2026 ©LYNQD LLC. All rights reserved.

Logo

Manage payments effortlessly—point-of-sale, payment terminals, gateway, and omni-channel payments anywhere.

LYNQD is an independent reseller of NMI Payment Gateway and Authorize.Net. LYNQD is not affiliated with or owned by these providers. Merchant accounts and payment processing services are provided through LYNQD’s acquiring bank and payment processing partners. All trademarks are the property of their respective owners

Newsletter

Get the latest Lynqd news, money tips, and updates delivered to your inbox.

Email

2026 ©LYNQD LLC. All rights reserved.