Simple, transparent, and built for everyone
Choose the plan that fits your financial goals—no hidden fees, just smart payment processing.
Most Popular
Growing businesses, scaling volume, cost optimization.
IC+0.40%
per txn
Most transparent pricing model
Lower effective rates at scale
Pass-through pricing
Full merchant account control
Optimized for high-ticket merchants
Pricing starting at IC +40bps. Rates can vary depending on risk profile.
Most Popular
Growing businesses, scaling volume, cost optimization.
IC+0.40%
per txn
Most transparent pricing model
Lower effective rates at scale
Pass-through pricing
Full merchant account control
Optimized for high-ticket merchants
Pricing starting at IC +40bps. Rates can vary depending on risk profile.
Most Popular
Growing businesses, scaling volume, cost optimization.
IC+0.40%
per txn
Most transparent pricing model
Lower effective rates at scale
Pass-through pricing
Full merchant account control
Optimized for high-ticket merchants
Pricing starting at IC +40bps. Rates can vary depending on risk profile.
Most Popular
Good for simplicity, startups,
merchants of all sizes
2.95%
per txn
Simple, predictable pricing
No hidden fee structures
Easy reconciliation & forecasting
Fast onboarding
Accept all card types at one rate
Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.
Most Popular
Good for simplicity, startups, merchants of all sizes
2.95%
per txn
Simple, predictable pricing
No hidden fee structures
Easy reconciliation & forecasting
Fast onboarding
Accept all card types at one rate
Accept all card types at one rate
Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.
Most Popular
Good for simplicity, startups, merchants of all sizes
2.95%
per txn
Simple, predictable pricing
No hidden fee structures
Easy reconciliation & forecasting
Fast onboarding
Accept all card types at one rate
Accept all card types at one rate
Pricing starting at 2.95% flat rate. Rates can vary depending on risk profile.
Savings
Great for businesses wanting to eliminate processing costs
0%
per txn
$0 processing fees — customers cover card cost at checkout
Immediate margin increase
Compliant surcharge/cash discount model
Dual pricing display
Works across POS + terminals
Works across POS + terminals
0% is an average and this pricing model gets near zero fees on average, but not guaranteed.
Savings
Great for businesses wanting to eliminate processing costs
0%
per txn
Near $0 processing fees — customers cover card cost at checkout
Immediate margin increase
Compliant surcharge/cash discount model
Dual pricing display
Works across POS + terminals
Works across POS + terminals
0% is an average and this pricing model gets near zero fees on average, but not guaranteed.
Savings
Great for businesses wanting to eliminate processing costs
0%
per txn
Near $0 processing fees — customers cover card cost at checkout
Immediate margin increase
Compliant surcharge/cash discount model
Dual pricing display
Works across POS + terminals
Works across POS + terminals
0% is an average and this pricing model gets near zero fees on average, but not guaranteed.
Compare features by plan
Compare features by plan
Easily explore differences between all available plans, compare features side by side, and find the perfect match for your needs.
Easily explore differences between all available plans, compare features side by side, and find the perfect match for your needs.
Pricing Structure
Cost (Interchange) + 0.40%
Cost Predictability
Varies each month by
card type
Statement Transparency
Fully transparent
Best For
Scaling / high-volume
Customer Support
24/7
Setup Complexity
Moderate
Savings Potential
Optimized as volume grows
Pricing Structure
Fixed % per transaction
Cost Predictability
Very predictable
Statement Transparency
Simple but blended
Best For
Startups / low volume
Customer Support
24/7
Setup Complexity
Easy
Savings Potential
Fixed pricing, no optimization needed
Pricing Structure
Cost (Interchange) + 0.40%
Fixed % per transaction
Dual pricing (cash vs card)
Cost Predictability
Varies each month by
card type
Very predictable
Predictable (near $0 fees)
Statement Transparency
Fully transparent
Simple but blended
Transparent to customer
Best For
Scaling / high-volume
Startups / low volume
Cost-elimination focused merchants
Customer Support
24/7
24/7
24/7
Setup Complexity
Moderate
Easy
Moderate (training required)
Savings Potential
Optimized as volume grows
Fixed pricing, no optimization needed
Eliminates processing
fees entirely
Most Popular
Pricing Structure
Dual pricing (cash vs card)
Cost Predictability
Predictable (near $0 fees)
Statement Transparency
Transparent to customer
Best For
Cost-elimination focused merchants
Customer Support
24/7
Setup Complexity
Moderate (training required)
Savings Potential
Eliminates processing
fees entirely
Pricing Structure
Cost (Interchange) + 0.40%
Fixed % per transaction
Dual pricing (cash vs card)
Cost Predictability
Varies each month by
card type
Very predictable
Predictable (near $0 fees)
Statement Transparency
Fully transparent
Simple but blended
Transparent to customer
Best For
Scaling / high-volume
Startups / low volume
Cost-elimination focused merchants
Customer Support
24/7
24/7
24/7
Setup Complexity
Moderate
Easy
Moderate (training required)
Savings Potential
Optimized as volume grows
Fixed pricing, no optimization needed
Eliminates processing
fees entirely
Most Popular
Frequently asked questions
Find quick answers to common questions about using Lynqd payments, banking, and more.
Frequently asked questions
Find quick answers to common questions about using Lynqd payments, banking, and more.
Are there any hidden fees?
No—LYNQD believes in full transparency. All pricing, including transaction fees, monthly costs, and any optional services, is clearly outlined upfront so you always know exactly what you’re paying.
Can I process payments internationally?
Yes, LYNQD supports international payment acceptance, allowing you to process transactions from customers around the world. Availability may vary depending on your business model and underwriting, but we work to enable global reach wherever possible.
What banks can I connect for deposits?
LYNQD can deposit funds into most U.S.-based business bank accounts, including major banks and many regional institutions. If you have a valid business checking account, we can typically support it.
How can I get support if I need help?
Our support team is available via email at support@lynqd.com , with additional onboarding and account management assistance provided as needed. We prioritize fast, knowledgeable responses to keep your business running smoothly.
Are there any hidden fees?
No—LYNQD believes in full transparency. All pricing, including transaction fees, monthly costs, and any optional services, is clearly outlined upfront so you always know exactly what you’re paying.
Can I process payments internationally?
Yes, LYNQD supports international payment acceptance, allowing you to process transactions from customers around the world. Availability may vary depending on your business model and underwriting, but we work to enable global reach wherever possible.
What banks can I connect for deposits?
LYNQD can deposit funds into most U.S.-based business bank accounts, including major banks and many regional institutions. If you have a valid business checking account, we can typically support it.
How can I get support if I need help?
Our support team is available via email at support@lynqd.com , with additional onboarding and account management assistance provided as needed. We prioritize fast, knowledgeable responses to keep your business running smoothly.
Are there any hidden fees?
No—LYNQD believes in full transparency. All pricing, including transaction fees, monthly costs, and any optional services, is clearly outlined upfront so you always know exactly what you’re paying.
Can I process payments internationally?
Yes, LYNQD supports international payment acceptance, allowing you to process transactions from customers around the world. Availability may vary depending on your business model and underwriting, but we work to enable global reach wherever possible.
What banks can I connect for deposits?
LYNQD can deposit funds into most U.S.-based business bank accounts, including major banks and many regional institutions. If you have a valid business checking account, we can typically support it.
How can I get support if I need help?
Our support team is available via email at support@lynqd.com , with additional onboarding and account management assistance provided as needed. We prioritize fast, knowledgeable responses to keep your business running smoothly.
Your journey to business success starts here
Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.
Your journey to business success starts here
Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.
Your journey to business success starts here
Start growing your store today with straight-forward payment tools that help you save, scale, and achieve financial peace of mind.